Please Note: This is an expensive form of borrowing. Essential Lending d/b/a E Loan Finance products are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution. Examples of reasons why these loans or lines of credit might be used include, but are not limited to, unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive, and more suitable for your financial needs.