Easy and Quick Access To Loans

With good or bad credit, you can get approved today*

Loan Application Form

Get an Online Installment Loan Quickly and Easily

E Loan Finance offers no hassle, online installment loans between $3,000 and $10,000 for first time borrowers. Returning customers can borrow up to $30,000. All borrowers can qualify with good or bad credit history and have the opportunity to receive their money the same day!

With a valid checking account and contact information, your application is quickly processed, with money deposited directly into your account within 24 hours or the SAME DAY for FREE on loans approved before 11 AM. Same day funding occurs when you receive funds from a loan the same day the loan is approved. To ensure there’s time for processing, you must apply and be approved by 11am CST. However, how fast the funds are delivered depends on your financial institution’s processes.

Need Money to make your life work
and build a better future?

Easy and Quick Loans Made Available For You

Check out our loan offers, made just for you!

Same Day Funding

Meet the requirements for instant funding installment loans, and first time customers can get $3,000-$10,000 as soon as TODAY with FREE same day funding. Returning customers are eligible for up to $30,000.

3 Days Risk Free

Return the installment loan after 3 days without paying any fees

Cash Back Rewards

You could earn $50-$100 towards your Nest Egg account per $3000 borrowed when the loan is fully paid.

Get Your Loan Now

We walk you through the entire process, Apply for a loan today!

What Our Customers Have to Say

I really appreciate your help! As a single parent of a sophomore college student, we have received no help from other sources. I thank God for people like you all who like to help.

Beverly W.

We actually got our $3000 E Loan Finance so that we could help other families for the holidays. We do this every year and was a little short this year because I was too sick to do as many baking sales. Thank you very much!

Dee K.

The people at E Loan Finance are exceptional. They are always so polite and willing to work with you in any way they can. Anyone needing a loan should contact Charge it plus and inquiry about a E Loan Finance.

Janet B.

Grateful for programs like E Loan Finance, during hard times they have proven to be very helpful. Highly recommend E Loan Finance for anyone needing a loan with good rates and flexible payments. Thanks E Loan Finance!

Sara S.

When I got myself in a bind over medical bills, I called E Loan Finance and filled out an application. Within a few minutes I was approved for $3500, enough money to pay my medical bills, and they gave me a repayment plan that I could afford, appreciate them for that!

Mark B.

I’m using my $1000 E Loan Finance to take my nephews on vacation. Thank you!

Sandra W.

Why E Loan Finance

We walk you through the process and make getting a loan, easier and quick to meet your needs.

Frequently Asked Questions

How Can I Borrow Money Fast in an Emergency?

E Loan Finance provides a streamlined online process to borrow money quickly when faced with a financial emergency. Start by filling out our simple online application. Once submitted, we review your application and provide a decision in minutes to an hour. If approved, funds can be instantly transferred to your account, ensuring you get the emergency cash you need without unnecessary delays.

What is the Process to Apply?

When you apply for an emergency loan online, you will experience a seamless three-step process. Start by filling out our online application, which takes less than five minutes. Once completed, you’ll receive a decision within minutes to an hour. If approved, funds can be transferred to your account instantly or by the next business day, depending on your application time and eligibility criteria.

What Credit Score Do I Need?

At E Loan Finance, everyone should have access to emergency funds when they need them. While having a good credit score can be beneficial, it’s not the sole criterion we consider. We evaluate multiple factors, including your current financial situation and employment status. So, even if your credit score isn’t perfect, we encourage you to apply as we consider a broader picture of your financial health.

We are trusted by more than 1,000 clients

Need guidance to getting a loan? Let our experts put you through.

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Please Note: This is an expensive form of borrowing. Essential Lending d/b/a E Loan Finance products are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution. Examples of reasons why these loans or lines of credit might be used include, but are not limited to, unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive, and more suitable for your financial needs.